Quotations
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Michael Gutter Quotes
«What they could so is maybe a debt consolidation loan, what that can do is change a little how your capacity of debt looks; change the number of cards you have, which will also bring with it a whole host of other things that have opposite effects.»
Author: Michael Gutter
«The burden of proof is on the taxpayer. So, it's up to you to provide records of things you say you've bought, or things along those lines.»
Author: Michael Gutter
«It's just something that flagged in the computer, not a lot of suspicion, until you don't cooperate. That's when they'll get serious, not when you send documents and schedule meetings at their request.»
Author: Michael Gutter
«There's a new needs-based test put into place on chapter 7 that will essentially eliminate most middle-class families from being eligible for bankruptcy.»
Author: Michael Gutter
«Prior to filing for bankruptcy, families will need to complete financial education and those being moved into chapter 7 or 13 will need to work with a financial counselor to actually establish that repayment strategy.»
Author: Michael Gutter
«That's a change from the previous test, which was a needs based test, or support based test and now it's dictated as a relationship-based test, as well as needs-based. That's a significant change and might hurt a lot of lower income families as a result.»
Author: Michael Gutter