Quotations
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Keith Gumbinger Quotes
«People are a little more realistic about their time frame, especially young folks,»
Author: Keith Gumbinger
«Mortgage rates come down when fixed-income investors think the economy is slowing, not because the Fed cuts rates.»
Author: Keith Gumbinger
«If it costs them more, it'll cost you more.»
Author: Keith Gumbinger
«For some people a home equity line of credit is a brand new shovel for digging themselves further into debt.»
Author: Keith Gumbinger
«Lenders are allowing people reasonably unfettered access to their equity.»
Author: Keith Gumbinger
«If you're the gambling sort, you could get into an interest-only product and bet that the market will build equity for you.»
Author: Keith Gumbinger
«Not only do you not own any of your home, but you may be piling up additional debts that could quickly exceed the value of the home. There are no guarantees that rates will remain at comfortable levels and no guarantee that home prices will continue to go up.»
Author: Keith Gumbinger
«The longer the fixed rate, the more insulated you'll be.»
Author: Keith Gumbinger
«For most home buyers, especially first-time buyers, taking a 15-year (or 20-year) mortgage is out of the question.»
Author: Keith Gumbinger
«[The risk with an ARM is that when interest rates rise, you could end up paying much more than you bargained for.] You're subject to the vagaries of the market, ... You want to maximize the fixed-rate picture to match your time frame.»
Author: Keith Gumbinger