Quotations

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Dallas Salisbury Quotes

«I think it will (lead to greater participation). The component that will make that happen will be the ability to enroll in the plan online and make changes in enrollment status.»
«Even the granddad companies that maintained these benefits are on a track moving away from it.»
«Individuals are more and more aware that Social Security is going to have problems, that Medicare is going to have problems,»
«The only way you're going to accomplish that is through a mandated savings requirement of some sort, ... only a third who say they are able financially to save.»
«Tell your boss you're after a tax-effective way to save more. There are enough different options. And there are easy, cheap ways to do it.»
«I am an extraordinary fan of defined benefit plans, but the world has in fact dramatically changed. If the offset is that companies start aggressively encouraging people to save and provide financial literacy education, that may be a very positive silver lining.»
«We are urged each and every day to spend and borrow and live for the moment. Don't you know that you can't live without that 51-inch projection television? How can you conceivably drive a 15-year-old car?»
«Carrying a very different cost structure than your competitors and having an element of unpredictability relative to competitors has caused many companies to move away from defined benefit plans.»
«9/11 comes along and causes your pension portfolio to go down, and causes it to look like you didn't earn any money.»
«What those Social Security cash flows are being used to do today is to pay down federal debt. If the government chooses to not use those trust fund dollars, if they do end up with a shortfall, then what they'll do is go into the public market, and sell debt to raise cash, and use the Social Security money to pay off other debt,»

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